How to earn big Cashback

OK so a little different this one. Please stick with me a minute. Peer to peer lending can offer from as little as 0% return although in my experience up to 10% annual return. With the added Cashback bonus’ clicking through the links to the peer 2 peer websites listed. So firstly what is peer to peer lending? 

Cashback isn’t only available through Cashback websites. If researched you can find many different niches if you like that offer Cashback but can also offer you big savings. If you are a home owner you will like this. Tado a technology company have created a smart thermostat that saves you up to 30% on your heating. It usss geolocation and heats your home when you’re there and I can not recommend them enough. Follow the tado thermostat link to find out more. I know what you’re thinking!  Thought this was a Cashback blog. If you like tado and decide its for you. Follow the above link on purchase and I will share 50% of the tado Cashback through the referral. Currently at time of writing is £10. Please understand this is subject to tado as terms and not guaranteed. But tado’s discrete thermostat will surely save you a huge amount on your heating bill. What’s more if you change your utility provider every year through a Cashback site every year, you will earn Cashback and get good rat

Absolutely awesome deals available with BT, British telecom. Up to £175 Cashback on tv and fibre broadband on a 18 month deal.  There are many different deals available with different Cashback amounts. These include just broadband deals too. What’s more is there is also a preloaded MasterCard upon redemption after completion. Just on the broadband deal I have just completed is £80 preloaded MasterCard. There are many other providers with some really good deals but I found this for myself really good and felt it not to be missed. Check it out at Topcashback and search broadband. 

If like many. You most likely haven’t had a pay rise for some time. With the cost of living increasing at a alarming rate. Cashback could be a great way to offset these costs. It could be like the pay rise you need and want. Even a 1% raise wich is easily achieved if you use Cashback websites with all your online purchases, based on a average £20k a year job. Is £200 I believe anyone using these websites at any given purchasing opportunity could quite easily earn £500 a year. That’s not spending any money you wouldn’t have had anyway. Then there is the reduced fuel cost travelling to shops. So I believe 3% is achievable. If you change your utilities through this method the savings are even greater. I don’t think you’re employer is going to give you a raise this big any time soon. 

As I have said in previous posts. To save your casback for future investments and/or something nice for yourself. You could open an ISA with Cashback of course or a normal easy access savings account. Before you say interest rates or low, if you take into consideration your Cashback you could earn a significant amount more. For example aldermore. Who like me won’t have heard of offer approximately £15 Cashback on an open account with about a 1.5% interest rate. On a thousand pounds this equates to about 3%. Not earth shattering I know but for a easy access account it’s better than most. There maybe better deals out there feel free to share so everyone can get the rewards. 

To give you ideas of business categories you can earn great Cashback from. Here’s is a short list. These are by no means all there is. Just research to your hearts content! Gas and electric  Fibre broadband  Landline Mobile phone purchases and sim only deals   Insurance  Savings  Credit cards  Boiler care High street shops like Argos and curry’s. Many more eBay purchases The list goes on. Some of these will pay approximately £100 plus. Seriously just them out and join. Watch out for the bonuses too. These can ramp up your Cashback . Quidco also free Cashback on some shop purchases. Simply upload your receipt once purchased there offers and the cash will be credited to your account.